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Congratulations on taking the first steps into ownership, you are taking the initiative to face your past debt. Fixing your credit profile to make sure that it is updated and accurate is your second step. Let us help!
As soon as you get started with our verified devoted tactic to credit education, you can start seeing exciting results in the first 60 to 90* days. And that's just the beginning. Per your constant participation, you will continue to gain knowledge and understanding on credit. You will see improved credit scores throughout our credit restoration process right in your secured client portal. The more you participate, the faster you can expect results. TAJ Resources understands that every monetary situation is different; that's why we back our service with a 100% Satisfaction Guarantee, taking every step to certify a positive experience with our program. What have you got to lose except your less than perfect credit?
*Results may vary based on individual.
"Choosing The Right Credit Counselor"
Living paycheck to paycheck? Worried about debt collectors? Can't seem to develop a workable budget, let alone save money for retirement? If this sounds familiar, you may want to consider the services of a credit counselor. TAJ Resources LLC credit counseling organization will work with you to save money and solve your financial problems.
(No payment is required to sign up.)
Most people with less than perfect credit are not irresponsible or unwilling to pay down their obligations. In fact, if you’re like most people, you probably maintained a good credit profile until an unforeseen circumstance like a layoff, medical problem, or divorce prevented you from making a few payments in a timely manner. The truth is, that most people struggle long and hard to meet their obligations but the money coming in just doesn't meet the bills going out. If the circumstances become serious enough, many people have been forced into foreclosure or to file for bankruptcy protection. Are you being turned down for home loans, refinancing, automobiles, department store cards, or even the cable? Are you paying a higher interest rate than you should, or has your credit limit been lowered? Are you tired and embarrassed by the constant calls from creditors and collection agencies harassing you? Have you faced repossession or foreclosure? TAJ Resources can help you contest these issues that generate from past credit complications.
Innumerable consumers do not know their current credit scores even though financial professionals constantly advise clients to review their credit reports for accuracy and mistakes. This prevents millions of Americans from being able to purchase homes or automobiles, or finance other goods or services they need that are essential in life. It’s possible, you could be one of these people with erroneous outdated information on your credit report. Additionally, many people are paying astronomical interest rates, or have been denied financing unnecessarily due to low credit scores. Because your financial health revolves around your credit score, it is important that the information your credit report contains be as precise and efficient as possible. Millions of inaccurate items have been removed from consumers' credit reports since the Fair Credit Reporting Act was passed in 1971. Why shouldn't "YOU" join them and start saving on your money right now? The purpose of a credit score is for lenders to determine the likelihood that you will repay money you borrow. Therefore, the scoring algorithms look to see that you're not overextended in credit card debt and living beyond your means. As a rule of thumb, maxing out your cards will lower your score while showing more available credit will increase your score. (Expert Tip) If you're carrying high balances, a quick trick to increase your score is to pay your balances down to below 25% of the available credit limit of each card and never spend any more than that, even if you pay the bill off in full each month. Credit card companies report your balances to the bureaus once per month (each on a different day) and your credit reports and scores at the credit monitoring company will only update once per month, therefore it can take up to two months to see this begin to impact your scores. For this reason, it's important to understand that improving your credit scores takes time and a commitment to change your daily habits and the way you spend money. One missed payment will lower your scores dramatically and undo all the positive work towards improving your credit scores. As a consumer you have rights, and you should know how to take advantage of them to your benefit! The law gives you the right to dispute any item on your credit reports. And if those items cannot be verified, they must be removed by law. When disputing items on your credit report it is extremely significant to understand what items need to be disputed and what items not to dispute. There are ways to damage your credit, by disputing items with a good length of history on the account. We highly recommend that you seek a professional person or company that you have confidence and faith in, so that you don’t waste time making errors on your behalf. Remember, it has taken you years to get your credit into its current state, so cleaning it up will not happen overnight. You cannot dispute everything all at once, or the credit bureaus will reject the disputes by marking them as "frivolous," so you must do this carefully and strategically. It takes 30 to 45 days for bureaus and creditors to respond to each dispute letter, and even more time for any changes to reflect on your reports. A difficult item may take multiple letters to multiple parties, so patience is key. Our great staff has over 20 years of experiences and expertise combined in the credit repair industry. Our staff is dedicated and persistent on all claims and disputes, old or new. We have developed a very unique process; in which we work with consumers to research outdated, erroneous, obsolete & unverifiable information on their credit profile to improve their credit score. Our services will help you gain knowledge concerning the credit repair process, and how credit works. Our proven services will enable you to qualify for lower interest and mortgage rates. You will have also gained knowledge of how to retain and expand your credit score for many years to come. As soon as you get started with our verified devoted tactic to credit education, you can start seeing exciting results in the first 60 to 90* days. And that's just the beginning. Per your constant participation, you will continue to gain knowledge and understanding on credit. You will see improved credit scores throughout our credit restoration process right in your secured client portal. The more you participate, the faster you can expect results. TAJ Resources LLC understands that every monetary situation is different; that's why we back our service with a 100% Satisfaction Guarantee, taking every step to certify a positive experience with our program. What have you got to lose except your less than perfect credit?
Because your financial health revolves around your credit score, it is important that the information your credit report contains be as precise and efficient as possible. Millions of inaccurate items have been removed from consumers' credit reports since the Fair Credit Reporting Act was passed in 1971. Why shouldn't "YOU" join them and start saving on your money right now?
Our great staff has over 25 years of experiences and expertise combined in the credit repair industry. Our staff is dedicated and persistent on all claims and disputes, old or new. We have developed a very unique process; in which we work with consumers to research outdated, erroneous, obsolete & unverifiable information on their credit profile to improve their credit score. Our services will help you gain knowledge concerning the credit repair process, and how credit works. Our proven service will enable you to qualify for lower interest and mortgage rates. You will have also gained knowledge of how to retain and expand your credit score for many years to come.
At TAJ Resources LLC, we believe that by utilizing our services and our client secured access portal, you will be able to see step by step when your credit profile has had items deleted from your credit report. There are also other great educational tools in the portal, so that you won’t have to stress during the process. Thank you for your attention, and we look forward to speaking with you very soon.
Your Credit Repair Specialist Team,
TAJ Resources Credit And Debt Counseling Staff
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Our goal is to provide resources that our clients can use to remain in good financial standing with their financial institutions.